Paying for Needed Services Paying for Needed Services

Insurance and Health Related Programs | Medication Assistance | Patient Travel and Lodging | Private Foundations | Service Organizations | Basic Living Needs

Insurance and Health Related Programs

Children's Health Insurance Program, SD Department of Social Services

CHIP provides health care (including regular check-ups, well-child care exams, dental and vision care) for children and youth. To be eligible for CHIP, children must be under the age of 19 and current residents of South Dakota. Children who are uninsured or already have health insurance may be eligible.

Cochlear Implant Program, SD Department of Human Services

Financial assistance to an eligible individual who is uninsured or to help offset the deductible or coinsurance for an individual with an insurance plan that covers cochlear implants. The program provides funding for the cost of the implant surgery for one ear or both ears, one or two implant devices, surgeon fee, hospital fee, the initial mapping and up to a maximum of 12 follow up mappings within one year post surgery.

Disabled Children's Program, SD Department of Social Services


This program is for eligible families of children who have medically fragile conditions requiring skilled nursing care in a medical facility if they were not being cared for at home.

Family Support 360 Program, SD Department of Human Services

The Statewide Family Support Program is designed to assist families who have a child with a developmental disability, age birth to 22, living in the home. A flexible pool of limited funds is available to eligible families, regardless of income, for the purchase of services or supports that may not otherwise be available (incontinence supplies, therapeutic devices, home and vehicle modifications, other needs). Once eligibility has been established, a family will receive support through the Statewide Family Support Program while waiting for the opportunity to transfer to the Family Support 360 Waiver. The Family Support 360 Waiver provides service coordination, a wide array of services, and potential access to Medicaid for the eligible child. The Family Support 360 Waiver allows the family to choose service providers and direct the services they receive

Foundation for Health Coverage Education
FHCE provides public and private health insurance eligibility information in order to help more people access coverage.

Get Covered South Dakota

Free impartial information and resources to help consumers understand and find affordable health care coverage.

Great Plains Tribal Chairman's Health Board Navigator Program

The GPTCHB Health Insurance Exchange Navigators are free in-person assisters avialable to help Native Americans find, understand and enroll in the most affordable and highest quality health insurance.  (English and Spanish)
800-318-2596 (English, Spanish and Other Languages) 
TTY:  855-889-4325
Information on health insurance and Marketplace Exchange plans.  Enroll in an insurance plan online or by phone.

Hearing Aid Assistance Program

Helps purchase hearing aids and associated ear molds for South Dakota children, younger than 19, with progressive or permanent hearing loss who would benefit from hearing aids.  The individual must not have received a hearing aid from this program or SD Medicaid within three years prior to the date of application.  The program is open to families with household income of less than 400 percent of federal poverty guidelines and operators on a sliding fee schedule, contributing from half to the entire cost for purchasing hearing aids and associated ear molds

Medicaid, SD Department of Social Services
Medicaid provides health care (including regular check-ups, well-child care exams, dental and vision care) for low income children and youth.

Medical Assistance for Workers with Disabilities (MAWD)
MAWD is an incentive for people with disabilities to return to work or remain working and allows an individual to remain on, or become eligible for, health insurance through Medicaid. For more information, contact your local office of: 
Department of Social Services

Division of Rehabilitation Services

Division of Service to the Blind and Visually Impaired

Medicare Savings Programs, SD Department of Social Services
(Social Security Administration)
MSPs are state programs that may help pay for insurance premiums, deductibles, co-pays and medications for eligible enrollees.

Medical Assistance for Long-Term Care, SD Department of Social Services

Medical assistance programs for eligible individuals requiring nursing home care if special services not performed at home who are experiencing chronic renal failure; have a developmental disability; or quadriplegia. Applications available online for download. Apply at your local Department of Social Services office.
Personal Assistance Services (PAS), Division of Rehabilitation Services


Medical, hands-on services that assist eligible individuals to maintain employment. This service provides support at work that is not available through the employer. Services provided through the PAS program include basic personal care which could include using the bathroom and clothing changes, assistance with dietary needs related to a medical issue (not including meal preparation), range of motion exercises, medication reminders, and repositioning and transfers. To qualify, an individual must be eligible for Medicaid, employed for at least 40 hours per month, and 18 to 64 years of age.

Premium Assistance Program, SD Department of Social Services
Provides financial assistance for private insurance premiums to Medicaid eligible children and adults on a case-by-case basis.

South Dakota Community Action Partnership Health Insurance Exchange Navigators

Certified Navigators assist consumers to understand their Health Insurance Marketplace coverage options and provide unbiased, no-cost assistance to consumers who wish to enroll in a Marketplace health plan or Medicaid/CHIP.  Click on "Health Insurance Marketplace" link on left.

South Dakota QuitLine

Free access to online quit tools, support from other tobacco users who are trying to quit, and other info to make your quit attempt easier. Enrollment with the SD QuitLine for telephone quit coach support is available and free medication is available with the telephone program.

South Dakota Division of Insurance
Consumer information and protection. Find agencies licensed to sell insurance in South Dakota, help for insurance issues.

Supplemental Security Income (SSI) for Children, Social Security Administration   (Multiple languages)
800-325-0778 (TTY)
SSI is a Federal income supplement program designed to help low income individuals who are aged, blind or disabled.  In South Dakota, SSI beneficiaries also receive medical assistance (Medicaid).

Medication Assistance

CancerCare Co-Payment Assistance Foundation
Helps insured people afford co-payments for chemotherapy and targeted treatment drugs for certain covered conditions.  Must meet financial and medical criteria.


Drug discount cards are not insurance. They are used to lower the cost of prescriptions and/or over the counter medications when the user does not have or chooses not to use insurance. Some discount cards can be used by multiple family members, others are for use by one specific individual.

Rx Free Card

Med Saver Card

Your Rx Card

Medication Discount Card

NeedyMeds Drug Discount Card
Community Assistance Program Prescription Drug Discount Card

South Dakota RX Card

Good Days from CDF
Helps qualified patients pay their insurance co-pays for prescription medications.  Transportation, lodging and related expenses may also be provided for covered conditions.

NeedyMeds, Inc.
NeedyMeds maintains current information about many sources of medication and health care cost assistance that anyone can use without registering or entering any personal data.

NORD Patient Assistance Programs

NORD administers Patient Assistance Programs to help patients obtain life-saving or life-sustaining medication they could not otherwise afford. NORD has expanded its services to offer financial assistance with insurance premiums, patient co-pay fees, diagnostic testing expenses, and travel to and consultation with disease specialists that are not covered by a patients insurance plan.

Patient Access Network (PAN) Foundation

Provides insured patients with co-payment assistance for treatments and medications through nearly 60 disease-specific programs.

Partnership for Prescription Assistance (PPA)
A free and confidential program with an easy-to-use website, and mobile app available for free on Google Play and in the Apple App Store, offering a single point of access to programs that offer more than 2,500 brand-name and generic prescription medicines for free or nearly free. Includes more than 40 assistance programs that focus on the health care needs of children.

Pfizer RxPathways
(English and Spanish)
A comprehensive assistance program that provides eligible patients with a range of support services, including insurance counseling, co-pay assistance, and access to medicines for free or at a savings.

Rx Hope
RxHope helps people in need obtain medications they cant afford by helping navigate and advocate through the various programs available for medication assistance.

Patient Travel and Lodging

Air Care Alliance
Extensive listing of free air transport services provided by volunteer pilots and dozens of charitable aviation groups.

Angel Wheels to Healing
Angel Wheels to Healing is a nonprofit corporation dedicated to providing  non-emergency long-distance ground transportation assistance to patients in need, including gas cards to off-set fuel costs.  Angel Wheels utilizes motor coaches and their volunteer drivers as well as commercial transportation.

Angel Flight

Angel Flight arranges free air transportation to medical treatment for individuals and organizations when financial need or time-critical but non-emergency medical situations arise.

Corporate Angel Network
Corporate Angel Network helps cancer patients access treatment for their specific type of cancer by arranging free travel using empty seats on corporate jets. Eligibility to participate in our program is open to all cancer patients, bone marrow donors, and bone marrow recipients who are ambulatory and not in need of medical support while traveling. Eligibility is not based on financial need, and patients may travel as often as necessary. Patients must be ambulatory and not in need of medical support while traveling.

Joe's House 
877-563-7468  (patients only)
Joe's House helps cancer patients and their families find a place to stay when traveling away from home for medical treatment.

Healthcare Hospitality Network
Healthcare Hospitality Network is a nationwide professional association of nearly 200 unique, nonprofit organizations that provide lodging and support services to patients, families and their loved ones who are receiving medical treatment far from their home communities.

Mercy Medical

National charitable medical transportation system that includes air and ground transportation.

National Patient Travel Center

Provides information about all forms of charitable, long-distance medical air transportation and provides referrals to all appropriate sources of help available in the national charitable medical air transportation network.

Ronald McDonald House
Sioux Falls
The Ronald McDonald House program provides a "home-away-from-home" for families so they can stay close by their hospitalized child at little or no cost. This program is world-wide. Under "Who We Are" is the link for the local chapters/houses

Private Foundations

Avera McKennan Foundation
Sioux Falls

Families using any Avera service may apply for assistance through the statewide Avera Foundation which supports needed services, provides life-saving medications, lodging to be near loved ones, transportation and many needed educational programs and materials.

Children's Miracle Network (CMN)

Sioux Falls
Sanford Childrens Hospital

Rapid City
Rapid City Regional Hospital

Families may apply for assistance through CMN. Requests must be based on meaningful medical services or supports and meet other criteria. Consideration on a case by case basis.

First Hand Foundation

The First Hand Foundation provides funding so individual children may have access to health care that would otherwise be impossible. The mission is to directly impact the health status of a young life.

Golden Halo Foundation
      GHF is a nonprofit organization that helps children with long-term disabilities and their families by providing financial assistance for medical  
      treatment, diagnostic evaluations, durable medical equipment, expenses related to receiving medical care such as travel, and other expenses that 
      will improve a child's life.

      Who can apply?  Families of children through the age of 17 who have a long term disability and are residents of SD, MN, NE, CO or WY. 

      Application Documents
  • Completed application form
  • Letter(s) from physician and/or PT, OT or SLP that includes recommendation for request and benefits of the request for the child
  • Official receipts/invoice/estimate on procedure or equipment requested, if discount is available, and name and address of third party who will receive payment
  • Letter of denial from insurance or Medicaid, if applicable
  • Completed HIPAA Authorization form
  • Child's photo
  • Completed Photo Consent form

HealthWell Foundation Grants (English and Spanish)
- (English and Spanish)
The HealthWell Foundation is committed to addressing the needs of individuals with insurance who cannot afford their copayments, coinsurance, and premiums for important medical treatments. Their vision is to ensure that no patient goes without health care because they cannot afford it. 


888-396-EYES (3937)

American Optometric Association optometrists provide a comprehensive eye and vision assessments for infants within the first year of life regardless of a family's income or access to insurance coverage. Assessments at six to twelve months of age can determine healthy development of vision. Click on "Dr. Locator" to find local care online or call.

Make-a-Wish Foundation of South Dakota

Sioux Falls

Black Hills

Make-A-Wish grants wishes for children with life-threatening medical conditions to enrich the human experience with hope, strength and joy.

Smile for a Lifetime
(in South Dakota)

Rapid City


Smile for a Lifetime Foundation provides orthodontic care (free braces) to individuals, ages 11-18 years of age, who may need financial assistance.  Providers located throughout United States.

Sunshyne Smiles Orthodontic Assistance Program, South Dakota Dental Foundation


The Sunshyne Smiles Program is a statewide program that helps provide orthodontic treatment to deserving South Dakota children who may not otherwise receive care. Children are accepted to the program through a referral from a general dentist.

The HIKE Fund, Inc.

The Hearing Impaired Kids Endowment (HIKE) Fund provides hearing devices for children with hearing losses between the ages of newborn and twenty years whose parents are unable to meet this special need financially.

United Healthcare Children's Foundation

United Healthcare Children's Foundation provides grants of up to $5,000 annually per child ($10,000) lifetime max per child to help pay for medical services and equipment, such as physical, occupational and speech therapies, counseling services, surgeries, prescription medications, wheelchairs, orthotics, eye glasses and hearing aids.  To be eligible for UHCCF grants, children must be 16 years of age or younger.  Families must meet economic guidelines and be covered by a commercial health insurance plan.


VISION USA provides basic eye health and vision care services free of charge to uninsured, low-income children and adults. Eyewear may be provided at no cost.

Kiwanis International
Minnesota-Dakotas District Kiwanis Office (Multilingual)
218-589-7581 (District Office)
Kiwanis is a global organization of member-volunteers who are dedicated to changing the world, one child and one community at a time. Click on Club Listing (left menu tab) to find Kiwanis Clubs in South Dakota.

Lions Club International - (Multilingual)
The Lions Club is an international service organization that focuses on programs and projects that serve the blind or visually impaired or aim to eliminate preventable and reversible blindness. They also participate in other health programs and projects such as hearing and diabetes. Click on Club Locator to find a local club.

Optimist International

Optimist Clubs are dedicated to "bringing out the best in kids" and do their part through community service programs. Optimist have the flexibility to serve the youth of their area as they determine is needed. Click on Club Locator to find a local club.

Realtors for Kids Northern Hills Area

Assists children in the Northern Hills communities that are victims of abuse, neglect or abandonment; have either a temporary or ongoing medical condition that requires money beyond what the child's primary caregivers are able to provide; wish to participate in school and community programs and do not have the funds to do so. A referral request form may be initiated by a school counselor, a counselor for the Department of Social Services, a CASA volunteer, or a member of the REALTOR® Association.

Realtors for Kids - Sioux Empire Area
Sioux Falls

RFK is committed to helping children throughout the Sioux Empire (all communities in Minnehaha, Lincoln, Lake, McCook, and Turner Counties) by providing financial support for fees associated with school and community activities, as well as other costs associated with improving their quality of life. RFK will help with travel expenses of getting a child to and from medical treatment. RFK does not accept requests directly from the parents of the child needing assistance.

Rotary International

Rotary's main objective is service: in the community, in the workplace, and throughout the world. Click on Club Finder to find local a club.


Sertoma's primary focus is on assisting people with hearing health issues and educating the public on the issues surrounding hearing health. Sertoma also sponsors community projects to assist youth and to benefit a variety of other local community needs, as identified by the individual clubs. Click on Find a Club to find a local club.

Basic Living Needs

Child Safety Car Seat Distribution Program


Provides car seats and booster seats to income eligible families across South Dakota.  Specialized car seats for children with special health care needs provided with no family income guidelines.  Specialized seats may also be available for short-term loan at no cost.

Region 1 - West, Early Childhood Connections, Rapid City
605-342-6464 or 888-999-7759

Region 2 - Central, Early Childhood Training Network, Pierre
605-773-4755 or 866-206-8206

Region 3 - North, Sanford Children's CHILD Services, Aberdeen
605-262-8505 or 800-982-6404

Region 4 - Northeast, Family Resource Network, Brookings
605-68805730 or 800-354-8238

Region 5 - Southeast, Sanford Children's CHILD Services, Sioux Falls
605-333-0698 or 800-235-5923, Ext. 4

Community Action Agencies help low-income people. CAAs help with Head Start programs, home weatherization, job training, housing, housing repair/rehab, food bank, energy assistance, senior services, some transportation and many other programs.

Inter-Lakes Community Action Partnership (ICAP)

Serving Minnehaha, Grant, Deuel, Codington, Hamlin, Clark, Kingsbury, Brookings, Miner, Lake, Moody, McCook Counties

Northeast SD Community Action Program

Serving Beadle, Brown, Day, Edmunds, Faulk, Hand, Marshall, McPherson, Spink, Roberts, Campbell, Walworth, Potter, Hyde, Sully, Hughes, Stanley Counties

Rural Office of Community Services, Inc. 
Lake Andes
Serving Aurora, Bon Homme, Brule, Charles Mix, Clay, Davison, Douglas, Gregory, Hanson, Hutchinson, Jerauld, Lincoln, Sanborn, Turner, Union, Yankton Counties

Western SD Community Action, Inc.
Rapid City

Serving Bennett, Butte, Custer, Fall River, Jackson, Harding, Lawrence, Meade, Pennington, Dewey, Haakon, Ziebach, Corson, Stanley Counties

Economic Assistance Programs, SD Department of Social Services

Economic Assistance programs help low income individuals, families, children, pregnant women, people with disabilities and the elderly by providing medical, nutritional, financial, and case management services. Apply at your local office of Department of Social Services, Division of Economic Assistance.

Governors House Program

The Governors House Program was created to provide reasonably sized, affordable homes to income qualified individuals and families which include elderly and persons with disabilities.

Heating Assistance, SD Department of Social Services
800-233-8503 800-325-0778 (TTY)

LIEAP provides assistance to low-income South Dakota households to help them pay for their home heating bills. Priority is given to persons who are elderly or disabled and funds are distributed on a first-come basis. Weatherization Assistance Program helps low-income people pay for home insulation and other energy-saving improvements to help lower their heating bills.

Helpline Basic Needs Resource Directories
The Helpline Basic Needs Resource Directory lists agencies/programs that provide direct basic need services such as food, shelter, clothing, medical care, financial assistance and employment services.
Guides for Sioux Falls and Black Hills Areas

Guide for Huron Areas

Lifeline and Link-Up Telephone Assistance, Public Utilities Commission

Lifeline helps consumers who already have telephone service save on their monthly phone bill. The discount applies to basic local telephone service on one line per household. Residents of tribal lands may apply for Enhanced Lifeline and Link-Up that offer a different discount structure. All programs have eligibility requirements. Lifeline and Link-Up are ongoing programs and applications are accepted year-round.

Repair Affair, Home Builders Association of the Sioux Empire
Sioux Falls

Annual program with volunteers doing repairs one day per year. Free home improvements are done to meet accessibility needs (wheelchair ramps, hand rails for steps, grab bars in bathrooms, replace turn knobs of doors/faucets with push/pull levers) for people 65+ or people permanently disabled living in their own/family home. Must meet income guidelines and live in Minnehaha, McCook, Turner or Lincoln counties.

Spare Key
Provides housing grants during the crisis period of a child's illness or injury helping parents to remain part of the child's care team in the hospital by making house payment on family's behalf.  Families who reside in South Dakota, Minnesota, North Dakota and Wisconsin eligible.  Financial guidelines apply.

Supplemental Security Income (SSI), Social Security Administration (multiple languages)

SSI is a Federal income supplement program designed to help meet basic needs of low income individuals who are aged, blind or disabled.

Women, Infants and Children (WIC), SD Dept of Health
WIC is a nutrition program for eligible women, infants and children. 

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The contents of this website were developed under grants from the U.S. Department of Education Project Grant H328M140021; Health Resources and Services Administration (HRSA), U.S. Department of Health and Human Services (HHS) Grant H84MC07994, Family to Family Health Information Center, $90,030 and approximately 5% financed with non-governmental resources. The contents should not be construed as the official position or policy of, nor should any endorsements be inferred by US Department of Education, HRSA, HHS or the Federal Government.